Q: |
Are there any restrictions on the number of transfers I can make in any given month from my savings account to my checking account? |
A: |
If you do the transaction in person there is not a restriction on the number of transfers that you can make from your savings account to your checking account.
There is however a federal regulation, Regulation D, that limits the number of electronic or telephonic transfers that you can make from your savings account to six transfers per month.
This includes any ACH withdrawals from Savings, Touch Tone Teller transfers Advantage Internet Banking transfers, transfers over the phone and overdraft transfers to checking from savings.
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Q: |
What is the daily limit for an ATM/Point of Sale (POS) based transaction? |
A: |
$500.00 for transactions at an ATM and $1,500.00 at a POS. (this limit at a POS only applies if you use your PIN) |
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Q: |
I just ordered new cards. Is there a way to get the new cards faster? |
A: |
Yes, we can rush them to any one of the Deseret First Credit Union branches within three business days if there are special circumstances. |
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Q: |
I just ordered new cards. How long will it be before I get them? |
A: |
7-10 business days |
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Q: |
I just made a payment on my credit card, when will those funds be available for use? |
A: |
Our transactions now function in real-time, so the funds should be available as soon as you make a payment. |
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© 2008, Deseret First Credit Union
