Planning and saving for retirement doesn't have to be stressful. At Deseret First Credit Union we understand how difficult it can be to save for tomorrow when there are things to pay for today. We understand, and we can help.

Deseret First has teamed with Deseret First Investment Services to provide a variety of options that best suit your financial situation and will help you prepare for your future.

These products and services include:

• Financial and retirement planning
• Stocks and bonds
• Tax-deferred and tax-free investments
• Mutual Funds
• Annuities
• 401(k) rollover options
• Personal trusts
• And more!

Call Deseret First Investment Services today at 535-0564 and schedule an appointment with one of our investment advisors*.

*John Neuenswander and Val Neuenswander are registered representatives offering securities through Financial Network Investment Corporation, member SIPC. Deseret First Credit Union, Deseret First Investment Services and Financial Network are independent of each other. Registered address: 147 North 200 West, Salt Lake City, UT 84103.

Investments are not deposits, not NCUSIF insured, and not insured by any federal government agency. No credit union guarantee. May lose value.