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Toll-Free:  800-326-3328
Salt Lake Area:  801-456-7000
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Individual Retirement Accounts (IRA)

Whatever your retirement plans may include - touring the coasts, serving a mission, or visiting grandchildren around the country - we can take the stress out of planning for it with retirement savings options that help you prepare.

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Traditional & Roth IRAs: Choose tax-free or tax-deferred savings options.

Retirement Plan Rollovers: Whether you're moving a 401(k) from another job, consolidating all of your retirement accounts into one manageable account, or just making sure you have just the right mix of investments in your portfolio, we have the right IRA for you.

Federally Insured up to $250,000: IRAs from Deseret First are insured by the National Credit Union Administration and backed by the full faith and credit of the United States Government. You can rest assured that your deposits are safe and secure.

To open an IRA, visit a Deseret First branch or talk with a Personal Account Representative at the number below.

See rates for IRAs and other savings products.

View Savings Rates

Investment & Planning Services: Deseret First Investment Services provides even more investment options to make the most out of your retirement portfolio. Whether you're interested in stocks, bonds, mutual funds or retirement planning in general, Deseret First Investment Services can help you meet your retirement goals.

Member Service Center
Salt Lake area: 801-456-7000
Toll-free: 800-326-3328
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Savings as high as:
Rewards Checking 2.25%
5 Yr Jumbo CD 3.10%
Money Market 1.15%
Savings Rates (APY)

Loans as low as:
Auto Loan 4.990%
Business LOC 4.900%
Rewards Platinum 12.900%
Loan Rates (APR)
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