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Salt Lake Area:  801-456-7000
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YouthCents Accounts
Visit the Youth Cents Site

YouthCents is a savings account for people who are 18 and under. It's also the name for a financial education website (click here) for parents and leaders to teach youth about money.

A YouthCents account only requires $5 to open. In fact, Deseret First will do a 10% match on up to $100. That means if you open the account with $100, we'll give you $10.

Plus, YouthCents accounts come with a rewards program to encourage regular savings! Every time you make three deposits that add up to at least $15, you get to choose from an assortment of cool prizes!

Apply Now

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Salt Lake area: 801-456-7000
Toll-free: 800-326-3328
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Savings as high as:
Rewards Checking 2.25%
5 Yr Jumbo CD 3.10%
Money Market 1.15%
Savings Rates (APY)

Loans as low as:
Auto Loan 4.990%
Business LOC 4.900%
Rewards Platinum 12.900%
Loan Rates (APR)
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