Auto Loans

Everyone has a dream car — and when you choose Deseret First for your car loan you save money on financing. Act today!

Dream. Drive

Refinance your high rate auto loan from another lender to DFCU

Rates as low as 3.89% APR

Lower your monthly payment

Automobile Rates

Terms APR
48 Months 3.89%
60 Months 3.99%
72 Months 4.24%
84 Months 4.99%


To get pre-approved, apply directly with Deseret First online, over the phone, or in a branch. If at the dealer tell them you want your loan with Deseret First. The dealer can help with Deseret First financing on the spot.

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.


The annual percentage rates listed represent our best rates. Your individual rate may be higher depending on your creditworthiness. Offer subject to change. Membership and eligibility required. Payment Examples: For example, if you qualified for a 5-year loan at 4.24% APR you would have 60 monthly payments of $18.53 per $1,000.00 borrowed. As another example, if you qualified for a 7-year loan at 5.24% APR you would have 84 monthly payments of $14.25 per $1,000.00 borrowed.

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