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Deseret First treasures loyalty. The Business Advantage Accounts have been designed to reward our most loyal business members.

Bonus Rewards for Qualifying Businesses*

  • Interest rate discounts on auto loans
  • $200 discount on commercial loan origination fees
  • 50% bonus reward points on business VISA credit cards

Benefits for You & Your Employees*

  • 0.25% rate discount on direct auto loans
  • $200 fee discount on long-term mortgages

Qualification Requirements:

In order for your business to qualify for the Business Advantage benefits, businesses must meet at least four of the following criteria:
  • Direct deposit to DFCU business owner’s personal account
  • Business owner to use First Choice Checking personally, and qualify for those requirements
  • Automatic deposit of credit card processing into a DFCU business account
  • Process credit/debit card payments through DFCU’s provider
  • Minimum average monthly balance of $25,000 in combined business deposits
  • Use a DFCU Business VISA card a minimum of 10 times per month
  • Have a business or personal mortgage loan with DFCU
  • Client of an ancillary business service through DFCU (contact Business Services Dept. for more info)

For questions or to apply, contact Business Services

Phone: 801-456-7060 or toll free at: 1-800-326-3328 ext. 7060
Branches: Request to meet at any of our branches or at your business location


*Membership & eligibility required. OAC. Federally Insured by NCUA.


DFCU has a variety of low down payment options and is an approved SBA lender.
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Deseret First offers services to help your business operate with fewer expenses.
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