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Peace of Mind

A business overdraft provides peace of mind to cover overspending in a checking account or unexpected shortfalls in funds. Use a DFCU Business Overdraft to protect your business accounts and help manage your accounts.

Easy Approval Process

DFCU offers an easy and quick approval process for our Overdraft Accounts. Fill out our easy application and we will help you get it set up with no worry or hassle.

Avoid Unnecessary Fees

An overdraft line of credit from DFCU protects you from unnecessary fees for bounced checks or other merchant fees. It will give you peace of mind that your funds will be there when you need them, and also serves as an emergency loan to cover temporary shortages in funds.


  • Membership and eligibility
  • Deseret First Business Checking Account
  • Credit approval

For questions or to apply, contact Business Services

Phone: 801-456-7060 or toll free at: 1-800-326-3328 ext. 7060
Branches: Request to meet at any of our branches or at your business location


What has no setup fee, no activation fee, no annual fee, and low interest rates? DFCU’s most budget-friendly credit cards in the industry!
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