Personal Finance

Money-Saving Ideas for New Parents

Wrapping your arms around the fragile frame of a newborn is holding the world in a warm blanket. With a new child in your family comes a whole lotta love, as well as a whole lotta baby products. From bottles of baby shampoo to crates of diapers, your life is going to explode with tiny… Read more »

Benefits a Local Credit Union vs. a Big Bank

If you think you need to put up with the impersonal treatment and rising fees of big banks to manage your finances, think again. Credit unions offer an entirely different approach to banking that benefits both you and your surrounding community. Get your piece of the pie Unlike the big banks, which are profit-driven businesses,… Read more »

What Credit Card Type Are You?

Deseret First Credit Cards If you’re looking for a great credit card, then we’ve got you covered here at Deseret First. Our VISA Platinum Credit Card is a top-notch credit card loaded with all sorts of features. For an exceptional rewards card, check out our VISA Platinum Rewards Credit Card. For questions or to apply,… Read more »

How Many Credit Cards Should I Have?

I know, I know, you get a new credit card offer more often than you take a shower. From the checkout line at Home Depot to the pre-approval letters waiting in your mailbox, everyone’s vying for a share of your wallet. In view of this onslaught of offers, you’re not alone if you’ve asked yourself,… Read more »

Budget Vacation Ideas

If you’re feeling the pull of travel, and want to get out and see some sights, then you need to spend carefully, or the travel will dig into your savings. We have compiled a few ideas that can help you save some money on key parts of your vacation, like airline tickets, rental cars, lodging,… Read more »

Looking to Reduce Your Auto Insurance Premiums?

If your budget’s tight and you need to shave a few bucks off of your insurance premium, then consider these tips. Increase Your Deductible One of the quickest ways to reduce your auto insurance premiums is to opt for a higher deductible. The deductible is the amount you’re required to pay, when you file a… Read more »

Buying vs Leasing a Car

Buying vs Leasing a Car If you’re looking for a new car, then you’ve probably run into the issue of whether to buy it or lease it. There are benefits and drawbacks to either approach so, to help you with your decision, we’ve put together the following tips. The One-sentence Answer Here’s the short answer:… Read more »