Personal Finance

USDA Home Loan Basics

USDA? Do most people know what it stands for or even means? Let us take you through a few “need to knows” about USDA home loans. First off, the letters USDA stand for, United States Department of Agriculture. This loan is offered to property owners in rural areas. Ever wondered why people move to those… Read more »

DON’T RUIN YOUR VACATION

Summer is here and the living is easy. Or it should be. Many of you will travel this season for fun and relaxation. The last thing you need to take home from your vacation is the nightmare of losing your money, credit/debit/ATM cards, and other forms of identification because any or all of those were lost or stolen…. Read more »

CONSOLIDATE YOUR STRESS

Consolidate Your Stress Few things can make you feel a lack of control like having too many loan payments due and not enough money to pay them. Dealing with any combination of credit card debt, payday loans, auto loans, or any other debt can be emotionally and financially draining. If you have been stressing out… Read more »

TO CLAIM OR NOT TO CLAIM

Homeowner’s insurance is one of those rare things for which you pay for a good part of your life, but hope you never need to use it.    But if your basement is flooded or someone falls on your icy driveway, your first thought might be to use your insurance to pay for repairs or… Read more »

SAVING FOR COLLEGE

Life is full of looking ahead and planning your finances accordingly. You are correct if you are thinking “retirement,” but another long-term goal for your family is likely saving for your children’s college education. And like retirement planning, there are numerous ways to save for college to maximize the return on your investment and avoid… Read more »