Provident Living

DFCU Beam Signing

DFCU Staff had the opportunity to put their own mark on our new building! In June staff members were able to sign their name on the final steel beam. This was a fun time for staff to mingle and see the progress on the new operations center.

Save on Auto and Home Loans!

Get a good start on Summer with a new home or auto! Then start making many new memories with your friends and family!

What is a Credit Card?

The word “credit” can generate a lot of emotions. Some people carry a negative connotation with the term, or think credit means debt and irresponsibility; but credit, when used with providence, can be a very good thing. Though buying a car and home may not be in your immediate plans, your financial choices today affect… Read more »

6 Ways to Save More Money in the New Year!

Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It… Read more »

5 Financial Resolutions for the New Year

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then… Read more »

Best Ways to Start Saving for the Holidays

“Christmas in July” is the name of a movie in which a man called Jimmy is tricked into believing he’s won $25,000 in a national radio contest. (It’s from 1940, but the point remains.) He promptly goes out and blows his winnings on a shopping spree. When the truth comes out that Jimmy didn’t win,… Read more »

4 Reasons to Buy a Home Instead of Renting

The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy. If interest rates remain low From a financing perspective, if this isn’t the best time to buy… Read more »

Want to Buy a Home This Month? Five Things to Do Right Now

If you’re planning to make the big move this month and want to buy a home, then get prepared with these tips: Get Your Credit Report Your credit report is one of the most important factors in determining your interest rate—and when you buy a home your interest rate will be around for quite a… Read more »

Money-Saving Ideas for New Parents

Wrapping your arms around the fragile frame of a newborn is holding the world in a warm blanket. With a new child in your family comes a whole lotta love, as well as a whole lotta baby products. From bottles of baby shampoo to crates of diapers, your life is going to explode with tiny… Read more »