The word “credit” can generate a lot of emotions. Some people carry a negative connotation with the term, or think credit means debt and irresponsibility; but credit, when used with providence, can be a very good thing. Though buying a car and home may not be in your immediate plans, your financial choices today affect… Read more »
The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you’re sitting on the fence, here are four circumstances in which it may be a better bet to buy. If interest rates remain low From a financing perspective, if this isn’t the best time to buy… Read more »
Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make it the No. 1 season for… Read more »
If you’re planning to make the big move this month and want to buy a home, then get prepared with these tips: Get Your Credit Report Your credit report is one of the most important factors in determining your interest rate—and when you buy a home your interest rate will be around for quite a… Read more »
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Three HUGE Benefits of a Solid Credit Score These days, nearly everything that we do involves some sort of credit check. Whether you’re getting a loan or ordering DirecTV, your credit is going to get pulled so that your potential lender or service provider can peek into your financial past. What people see when they… Read more »
Are you preparing for a mission, preparing or going to college, getting married, buying a car or home, or starting a family? No matter where you are on the timeline of your life, we’ve got resources to help you succeed and live providently. Our goal as a Utah Credit Union is to serve you and… Read more »
5 tips to improve your credit score with a Visa Rewards credit card The holidays are upon us, and that means extra spending on gifts, travel, decorations, groceries—you name it, you’ll probably end up buying it, adding to credit card debt. But when you own and wisely use a rewards credit card, just as you… Read more »
