Auto & RV
Credit Cards
First Choice Checking
Home Mortgage
IRA
Mission Savings Fund
Money Market
Personal Loans
Premier Share Certificate
Savings
Share Certificate
Term APR
Automobiles 48 Months 2.84%
60 Months 2.94%
72 Months 3.19%
84 Months 3.94%
Term APR
Large RVs Up to 12 Years 5.25%
Small RVs Up to 5 years 4.50%
APR
Visa Platinum Credit Card As low as 8.9%
Visa Platinum Rewards Credit Card As low as 10.9%
Visa Platinum Business Credit Card As low as 10.9%
Visa Platinum Business Rewards Credit Card As low as 12.9%
$0-10,000 $10,000+
Rate APY Rate APY
Non Qualifying/Regular 0.00% 0.005% 0.005% 0.00%
Interest Account 0.995% 1.00% 0.10% 0.10%
Platinum Rewards Account 0.995% 1.00% 0.10% 0.10%
Platinum Account 1.982% 2.00% 0.10% 0.10%
Term Rate APR
10 Year Fixed-Rate Conventional 3% 3.277%
15 Year Fixed-Rate Conventional 3.25% 3.442%
20 Year Fixed-Rate Conventional 3.75% 3.902%
30 Year Fixed-Rate Conventional 3.99% 4.1%
Term Rate APR
5 Year 2nd Mortgage 4.50% 4.50%
10 Year 2nd Mortgage 4.75% 4.75%
HELOC (10 Year Draw) 3.75% 3.75%
Lot Loan (3 year Balloon) 6.25% 6.25%
Construction Loan (12 months) 4.75% 4.75%
Term Rate APR
5 Year Short Term Fixed-Rate 3.50% 3.50%
6 Year Balloon (15 or 30 Year Amoritization) 3.50% 3.50%
10 Year Short Term Fixed-Rate 3.75% 3.75%

REGULAR

$500 MINIMUM

Standard Rates Loyalty Rates
Rate APY Rate APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.35% 0.35% 0.35% 0.35%
12-23 Months 0.45% 0.45% 0.45% 0.45%
24-35 Months 0.70% 0.70% 0.70% 0.70%
36-47 Months 0.95% 0.95% 0.95% 0.95%
48-59 Months 1.24% 1.25% 1.24% 1.25%
60 Months 1.98% 2.00% 1.98% 2.00%

JUMBO

$75,000 MINIMUM

Standard Rates Loyalty Rates
Rate APY Rate APY
6-11 Months 0.349% 0.35% 0.349% 0.35%
12-23 Months 0.449% 0.45% 0.449% 0.45%
24-35 Months 0.698% 0.70% 0.698% 0.70%
36-47 Months 0.946% 0.95% 0.946% 0.95%
48-59 Months 1.242% 1.25% 1.242% 1.25%
60 Months 1.980% 2.00% 1.980% 2.00%
Rate APY
$0 - $15,000 2.2080% 2.23%
$15,000 + 0.100% 0.10%

REGULAR MM

Standard Rates Loyalty Rates
Rate APY Rate APY
$0 - $2,499 0.00% 0.05% 0.05% 0.05%
$2,500 - $19,999 0.15% 0.15% 0.15% 0.15%
$20,000 - $99,999 0.25% 0.25% 0.25% 0.25%
$100,000 + 0.30% 0.30% 0.30% 0.30%

JUMBO MM

Standard Rates Loyalty Rates
Rate APY Rate APY
$0 - $99,999 0.15% 0.15% 0.15% 0.15%
$100,000 - $249,999 0.35% 0.35% 0.35% 0.35%
$250,000 - $499,999 0.35% 0.35% 0.35% 0.35%
$500,000 - $999,999 0.35% 0.35% 0.35% 0.35%
$1,000,000 + 0.35% 0.35% 0.35% 0.35%
Term APR
Personal Loans 24 Month Fixed Rate 7.80%
36 Month Fixed Rate 7.90%
48 Month Fixed Rate 8.90%
60 Month Fixed Rate 9.90%
Rate APY
$0 - $999 0.200% 0.20%
$1,000 - $19,999 0.449% 0.45%
$20,000 - $49,999 0.698% 0.70%
$50,000 - $99,999 0.946% 0.95%
$100,000 + 1.193% 1.20%
Rate APY
Membership Savings 0.10% 0.10%
Special Savings 0.10% 0.10%
IRA Savings 0.20% 0.20%

JUMBO

$75,000 MINIMUM

Standard Rates Loyalty Rates
Rate APY Rate APY
3-5 Months N/A% N/A% N/A% N/A%
6-11 Months 0.349% 0.35% 0.349% 0.35%
12-23 Months 0.747% 0.75% 0.747% 0.75%
24-35 Months 1.094% 1.10% 1.094% 1.10%
36-47 Months 1.242% 1.25% 1.242% 1.25%
48-59 Months 1.489% 1.50% 1.489% 1.50%
60 Months 2.323% 2.35% 2.323% 2.35%

REGULAR

$500 MINIMUM

Standard Rates Loyalty Rates
Rate APY Rate APY
3-5 Months 0.15% 0.15% 0.15% 0.15%
6-11 Months 0.349% 0.35% 0.349% 0.35%
12-23 Months 0.747% 0.75% 0.747% 0.75%
24-35 Months 1.094% 1.10% 1.094% 1.10%
36-47 Months 1.242% 1.25% 1.242% 1.25%
48-59 Months 1.489% 1.50% 1.489% 1.50%
60 Months 2.323% 2.35% 2.323% 2.35%

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