Heloc & 2nd Mortgages

HELOCs and second mortgages allow a homeowner to borrow against the equity in their home. HELOC (Home Equity Line of Credit) No origination fee. 20-year term (10-year draw, 10-year repayment). No Private Mortgage Insurance (PMI). Up to 115% loan-to-value. Utah and Idaho only. Piggyback loans available for purchase and refinance. APPLY NOW 2nd Mortgage 5… Read more »

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First Time Buyer Mortgages

Deseret First understands the dream of home ownership, but coming up with a 10-20% down payment may not be an option. With special mortgages for first time home buyers, Deseret First makes home ownership a reality. APPLY NOW   Benefits Down Payment Assistance up to $7,500 Designed for applicants with limited down payment and credit… Read more »

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Lot Loans

Finding the right piece of property is important to building the right home. A Lot Loan from Deseret First can keep payments low and help you reach the goal of that perfect home. Benefits Up to 5-year term calculated over 30 years to keep payments lower. 80% loan-to-value. Loans for primary and secondary residences. Easily… Read more »

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Short-Term Home Loans —

Short-Term Home Loans Whether you’re close to retiring, looking to remodel, or just wanting to get out of debt, a short-term mortgage from Deseret First can help get your house in order. Rates are the lowest they’ve been in years. Pay off your home faster, save thousands in interest. Fixed Rate Products 5 and 10-year… Read more »

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YOUR CHECKING YOUR CHOICE

Choose which benefits are best for you! Get the Credit or Debit Card that fits your needs.

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VISA CREDIT CARDS THAT PAY YOU

Get a Credit Card that puts money back in your pocket with us!
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Do you use the MOBILE APP?

The mobile app gives you access to your accounts anytime, anywhere. Check balances, transfer funds, or deposit a check today!

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MOBILE DEPOSIT!

Use our mobile app to deposit a check into your account, right from your phone! Anytime, Anywhere! It’s FREE!

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