Heloc & 2nd Mortgages

HELOCs and second mortgages allow a homeowner to borrow against the equity in their home. HELOC (Home Equity Line of Credit) No origination fee. 20-year term (10-year draw, 10-year repayment). No Private Mortgage Insurance (PMI). Up to 115% loan-to-value. Utah and Idaho only. Piggyback loans available for purchase and refinance. APPLY NOW 2nd Mortgage 5… Read more »

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First Time Buyer Mortgages

Deseret First understands the dream of home ownership, but coming up with a 10-20% down payment may not be an option. With special mortgages for first time home buyers, Deseret First makes home ownership a reality. APPLY NOW   Benefits Down Payment Assistance up to $7,500 Designed for applicants with limited down payment and credit… Read more »

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Lot Loans

Finding the right piece of property is important to building the right home. A Lot Loan from Deseret First can keep payments low and help you reach the goal of that perfect home. Benefits Up to 5-year term calculated over 30 years to keep payments lower. 80% loan-to-value. Loans for primary and secondary residences. Easily… Read more »

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Construction Loans

If you’ve found the perfect lot to build your dream home, and plan on completing construction within 12 months, then Deseret First has the construction loan for you. Our Loan Officers have the experience and resources to help you make the process simple and affordable. Benefits Match or beat competitive financing Loan options for primary… Read more »

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Short-Term Home Loans

Short-Term Home Loans Whether you’re close to retiring, looking to remodel, or just wanting to get out of debt, a short-term mortgage from Deseret First can help get your house in order. Rates are the lowest they’ve been in years. Pay off your home faster, save thousands in interest. Fixed Rate Products 5 and 10-year… Read more »

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Conventional Mortgages

Fixed-Rate Conventional Mortgage 10, 15, 20 and 30-year terms. Loans up to 97% financing. Rate stays the same for the life of the loan. Loans for primary, secondary, and investment properties. Jumbo products available for loans over $424,100. Adjustable-Rate Conventional Mortgage (ARM) 3, 5, 7 and 10-year initial term ARM options. Fixed rate for the initial… Read more »

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YOUR CHECKING YOUR CHOICE

Choose which benefits are best for you! Get the Credit or Debit Card that fits your needs.

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VISA CREDIT CARDS THAT PAY YOU

Get a Credit Card that puts money back in your pocket with us!
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Do you use the MOBILE APP?

The mobile app give you access to your accounts anytime, anywhere. Check balances, transfer funds, or deposit a check today!

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MOBILE DEPOSIT!

Use our mobile app to deposit a check into your account, right from your phone! Anytime, Anywhere! It’s FREE!

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