Share Secured Loans are a perfect way to establish or rebuild credit. If you have funds to deposit, you may want to consider a Share Secured Loan.

How a Share Secured Loan Works

  • Funds are deposited into a savings account.
  • Money is dispersed to you as cash, check, VISA or deposit.
  • Monthly payments required.

Benefits

  • No minimum amount required.
  • Your choice of term length from available Share Certificates.
  • APR on loan is 3.00% higher than savings account interest rate.
  • Option to place funds on a VISA and use as a prepaid card.
  • Earn income on deposit.
  • No initiation or prepayment fees.

Requirements

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.

 

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YOUR CHECKING YOUR CHOICE

Choose getting paid for swiping your debit card or earn up to 2.00% APY on your balance.

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ONLINE BANKING

You can not only check balances and transfer money easily, but you can also use the enhanced budgeting tools, set savings goals and much more!

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