Flexible Rewards Options

  • Every dollar spent earns a reward point
  • Hundreds of rewards options, including cash back, gift cards, and travel
  • Frequent 3X rewards points promotions
  • Ready to redeem your points? Click Here for the Rewards Management site

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No Annual Fee

  • Free balance transfers
  • 30 day grace period
  • Complimentary auto rental insurance. For complete details, call VISA at 1-800-847-2911
  • Accepted at over 25 million merchants worldwide

Always Protected

  • Free 24-hour fraud protection
  • Free ID Theft Protection with monthly card usage

APR
Visa Platinum Credit Card As low as 8.9%
Visa Platinum Rewards Credit Card As low as 10.9%
Visa Platinum Business Credit Card As low as 10.9%
Visa Platinum Business Rewards Credit Card As low as 12.9%

Requirements

For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.

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*OAC. Membership and eligibility required. See branch for details. Rates quoted as Annual Percentage Rate. Foreign transaction fee 1% of purchase. Cash advance fee 1.5% of purchase may apply.View the full VISA Credit Card Agreement.

MOBILE DEPOSIT!

Use our mobile app to deposit a check into your account, right from your phone! Anytime, Anywhere! It’s FREE!

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YOUR CHECKING YOUR CHOICE

Choose which benefits are best for you! Get the Credit or Debit Card that fits your needs.

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