Visa Platinum Rewards


Visa Platinum Rewards Credit Card. Spend. Earn. Redeem. Enjoy!

  • Every dollar spent earns a reward point
  • Card support and assistance 24/7
  • Fixed rate as low as 10.9% APR*
  • Hundreds of rewards options, including cash, gift cards, merchandise, furniture, concert tickets, sporting event tickets, travel, Deseret First Charitable Foundation donations, and much more
  • Bonus points at select local and national merchants through ShopSPOT
  • Ready to redeem your points? Click Here for the DFCU Rewards Site

Apply Now

Benefits of our Visa Credit Cards!

Free balance transfers

30 day grace period

No Annual Fee

Accepted at over 25 million
merchants worldwide.

Complimentary Auto
Rental Insurance.
(For complete details, call VISA at 1-800-847-2911)

Free 24-hour fraud protection.
Credit Card Type APR
Visa Platinum Credit Card As low as 8.9%
Visa Platinum Rewards Credit Card As low as 10.9%
Visa Platinum Business Credit Card As low as 10.9%
Visa Platinum Business Rewards Credit Card As low as 12.9%

See How other DFCU Members have used their Reward Points!

We used the rewards to go on a study abroad to Uganda. In this picture, we were rafting down the Nile River. – Alexander L.


I recently went to The Grand Canyon for the first time, and I was able to use rewards to stay at a campsite on the South Rim. – Layton A.

We used our rewards to help fund our Disneyland trip earlier this year. We were celebrating my 3-year-old daughter, Mazy, being done with the hardest part of her cancer treatment. We had an absolute blast! – April S.


I went to Chile in South America to visit my grandchildren. We also went to the beach on the Pacific Ocean. – James P.


For questions or to apply, call 801-456-7000 or 1-800-326-3328 weekdays: 8am-7pm, Sat: 9am-2pm or visit any Deseret First Branch.

*Rates quoted as Annual Percentage Rate. Foreign transaction fee 1% of purchase. Cash advance fee 1.5% of purchase may apply. View the full VISA Credit Card Agreement.